- We the applicant above, certify that the statement made and the information provided by us are true and we have not misrepresented or omitted any material information relevant to the policy or to the risk to be insured hereunder. We agree that such statements and information will form the basis of and will be incorporated in the policy. - We will not enter into any other additional credit insurance contract or indemnity without your written consent. - We agree that the truth of such statements and information and due performance of each liability on your part under the policy. - We are not aware of any circumtances relating to any particular bank or contract, which might adversely affect your decision to insure them. If such circumtances arise at any time, we will notify you immediately.